Smell the coffee
In future, I shall consider investing my state pension in a trust registered in Jersey, my private pension in a company whose ostensible purpose is to provide me with Sunday lunch but whose nominee is persons unknown in the Bahamas and any money left over I will pay, if I feel like it and as a gesture to HM Revenue and Customs, at corporation tax rate, unless, of course, I can demonstrate by some clever arithmetic that the cost of my Sunday lunches far exceeds my revenue.
TREVOR RIGG
Greenbank Gardens
Edinburgh